Insurance Quotes From Classic Car Insurance Specialists

No matter what kind of insurance you’re looking for, there are a number of ways in which you can get a quote: in person, by telephone or mail, or over the internet.  Providers that specialize in vintage and/or antique car insurance, although they offer somewhat different services (which can include, for example, flexible rates based on mileage as well as numerous different kinds of coverage), are no different.

Nowadays, most insurers will provide you with a quote instantly via their websites.  You’ll usually be asked to provide a range of information in order to receive an accurate quote.  First, you’ll input basic information such as date of birth and location data, possibly including the location of the vehicle’s registration as well as the location where it’s garaged.

Then, you’ll probably be asked to enter information relating to the car itself.  This almost always includes the make, model and year.  The type of vehicle (car, truck, motorcycle, etc.) may also be required.  Most classic car insurers use an agreed-value system, in which cases you will be required to enter your valuation of the vehicle, as well as whether it has been modified or not.  You may also have some choice as to your deductible.  Information concerning the garage in which the car is stored, mileage, and more may also be requested.

Your quote will be revealed after all information has been submitted.  For example, a hypothetical non-modified 1962 Mercedes-Benz 190SL registered in Florida with a valuation of $60,000 was given these quotes from classic car insurers: Hagerty – $509; Grundy – $429.25; American Collectors – $427.18.  Of course, these quotes contain much more detail than just the annual fees themselves and are based on numerous variables.  They almost always list liability details, and most provide you with the opportunity to view a detailed breakdown of the things that help make up the final price.  Finally, many companies will allow you to register and save your quote for comparison purposes so that you can come back later and officially apply for insurance.

It generally takes just a few minutes to obtain a quote online, regardless of the uniqueness of your car.  For vintage vehicle owners, it’s definitely worth the effort to take this time to compare quotes and see where the best value can be found.

Posted: July 22nd, 2009 under Classic Car Insurance Quotes.