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Latest Classic Car Insurance News
Tips On Selecting The Best Classic Custom Car Insurance
Be sure you’re dealing with an insurance provider that understands classic cars because these vehicles are very specialized and so have their own special needs that not every insurance company will be aware about. Some car insurance providers might not know how to properly provide classic car insurance for such kinds of cars; their expertise is generally limited to dealing with regular cars.
You should avoid making the mistake of combining your classic car insurance policy with your family car insurance policy. This can prove to be a very costly error because most car insurance companies don’t have the expertise required to insure a classic car. In the event that you claim for your classic car, the insurance company will treat the claim just like that of a regular car which can render your classic car insurance policy ineffective.
Perhaps the most important aspect of choosing a classic car insurance policy is knowing what the rules are and understanding the terms and conditions of your classic car insurance policy. Read your classic car insurance policy carefully and in get your insurance agent to answer your questions so that you are clear about what the car insurance policy provides and what it does not provide.
Posted: June 3rd, 2009 under Classic Car Insurance - No Comments.
What’s The Definition Of A Classic Car?
Usually a classic car is one that is distinctive, unique and old. According to Wikipedia, “the Classic Car Club of America defines a CCCA Classic or is as a fine or distinctive automobile, either American or foreign built, produced between 1925 and 1959″, but, “The Antique Automobile Club of America defines an antique car as 25 years old or older.”
Most states in the USA will define “classic” by how long ago the car was built. For instance, “Legally, most states have time-based rules for the definition of “classic” for purposes such as antique vehicle registration; for example, Pennsylvania defines it as “A motor vehicle, but not a reproduction thereof, manufactured at least 15 years prior to the current year which has been maintained in or restored to a condition which is substantially in conformity with manufacturer specifications and appearance.”
If you meet the definition of a classic car in your area, you can get quotes for classic car insurance and see how they relate to insuring a modern car.
Posted: June 3rd, 2009 under Classic Car Insurance - No Comments.